He also describes the improvement he found at Earlham and his reading on the journey. On reaching Upton, he had found that Samuel had had bad news about the company finances; he had foreseen this five months before. He claims that if his advice had been followed then the difficulties of the company would be over and expresses irritation at there now being trouble because of the lack of courage displayed at the right time, though he was pleased that the disaster was not much worse.